About TRC Co-Op

Our organization takes pride in working towards ameliorating the lives of needy in Singapore Indian community.

We encourage our members to save affordable amounts every month, so that these funds can help them during their difficult times. These collective funds can also be used for someone's education, medical emergencies etc. We strive to provide a better rate of return, than the commercial banks, for our members

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Our Values


To build a strong and viable Co-operative, unified by a common aspiration to promote Co-operative Principles. Through the Co-operative Spirit we shall achieve self-help, self-reliance, economic strength, and unity.


  • To instill the Co-operative Spirit as a way of life
  • To provide the best benefits and assistance possible.
  • To serve our members as one of our own family.
  • To improve our member's economic well-being.
  • To increase leadership through participation in the affairs of the Co-operative.
  • To promote a sense of belonging for the Co-operative & 
  • To co-operate with other Co-operatives and organizations to strengthen the Co-operative principles.


  • To promote the economic interest of its members
  • To encourage thrift, co-operation, self-help and mutual assistance among its members
  • To undertake co-operative ventures and projects for the benefit of the members
  • To promote greater awareness and consciousness of a progressive and improved lifestyle among members of the Indian community
  • To alleviate or reduce the indebtedness of the members by enabling them to obtain loans on terms better than those in the commercial market; and
  • To do such other things or provide such facilities or services as may be necessary, incidental or conducive to the attainment of the above objects.

Contact us and we'll get back to you within 24 hours.

48 Serangoon Road,
#02-19, Little India Arcade,
Singapore 217959
Tel: 63960170 Fax: 63960171

E-mail : admin@trccoop.org.sg

Office Hours
Mon-Fri : 10.00 AM - 6.00 PM
Sat : 10.00 AM - 2.00 PM
Sun & PHs : Closed

Chairman's Message


Dear Members,

Warmest Greetings.

We are currently in the process of completing the Financial Audit for Financial Years 2015,2016 and 2017. The Audit is scheduled to be completed before the end of March 2018. An AGM is scheduled in March/April 2018.

You are now in our updated website. Members can login to see their statements of account and to ask for a pdf copy to be sent by e-mail. Access to the membership information is by password. First time users would have to provide their updated personal particulars: name, IC Number, Address, Phone Number and E-mail to get their password. This two step process will enable to verify particulars before giving you your access password.

For those who have loan accounts, you would have received your balance confirmation from the Auditor. Please complete the Audit confirmation and sent to them as soon as possible. If you have any doubt, you may send us an e-mail to loans@trccoop.org.sg.

Any money payable to the TRC Co-Op shall be deposited to our bank account. Details as follows:

TRC Multi-Purpose Co-Operative Society Ltd

DBS Current A/C No. 0230102560.

Once you have deposited your payments, please send an sms to 97640020 or send an email to admin@trccoop.com.sg and provide us your payment information.

We need a strong Co-Operative Society to support the Community and its aspirations. These can only be done with all of us working together and pooling our resources together.

During the past, we have brought hope to people in despair. Helped our youth to become Pilots, Doctors, Engineers and pursue other careers of their choice. All these was made possible by the support you have given.

While putting your savings to good deeds, we have also made efforts to provide you a decent return on your savings.

The forthcoming AGM will be an important one for the Society. All current office bearers will be stepping down at the soon-to-be held AGM. Most will not seek re-election. We hope more of you would step up to help lead the organisation to achieve its real potential.

Looking Forward

R. Kalaichelvan


The Team

Mr M Bala Subramanion
Mr R Kalaichelvan, PBM
Mr. V Balakrishnan, PBM
Vice Chairman
Mr Mohammad Haneefa Tajudeen
Mr S. Nithyanantham
Asst. Secretary
Mr. K.N. Balasubramanian
Mr. S. Sumoo
Mr K P Raman
Mr G Vinaiteerthan
Mr V. Kalaichelvam
Audit Committee Member
Mr V. Thamizmaraiyan
Audit Committee Member
Mr. S. H. Habib Mohamed
Audit Committee Member
A. Manimaran
Internal Auditor
M/s A2 Practice, Chartered Accountants of Singapore
External Auditor